Insurance Expertise
Ensure optimal protection of your assets
What is Prior Insurance Expertise?
Prior expertise is essential for risk prevention and optimizing claims management. It allows for an accurate assessment of the value of your assets, whether buildings or equipment.
In accordance with international standards, this expertise guides you in risk management and helps you declare the fair value of your assets to your insurer.
Our Approach
CETIM Cabinet operates in Cameroon and Central Africa to inventory and evaluate your assets: buildings, technical and industrial installations, equipment, or operating furniture.
Our experts perform:
- On-site visits for a rigorous technical evaluation.
- Collection of technical and financial information to gather the qualitative data necessary for the valuation of your assets.
- Precise valuation according to insurance criteria (new replacement value and depreciation), in accordance with industry standards.
- Detailed reports, rich in technical data, to facilitate the declaration of your capital.
The 7 Benefits for Your Company
Precise knowledge of your assets.
Compliance with contractual obligations related to your insurance policies.
Premium accuracy: avoid under-insurance or over-insurance.
Evaluation of the PML (Probable Maximum Loss) for a better coverage strategy.
Structured risk analysis file usable by all stakeholders.
Settlement guarantee: encourage the insurer to waive the proportional rule.
Responsiveness in case of a claim: accelerate compensation procedures.